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KMID : 0379220200400061429
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Journal of Korea Gerontological Society
2020 Volume.40 No. 6 p.1429 ~ p.1454
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Asset-based Policy for Middle-aged Adults about Economic Preparation for Old Age: Focusing on FGI of Professionals
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Kang Si-On
Cho Kyu-Hyung
Han Chang-Keun
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Abstract
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Given that many middle-aged adults face economic instability in their old age, we aim to explore the possibility of asset-based policy helping middle-aged adults prepare for their economic stability in old age. While many asset-based policies have been introduced last decades, attentions have been paid to other age groups. Accordingly, we can say that middle-aged adults are relatively excluded. Considering multiple asset effects, we examine the feasibility of asset-based policy for middle-aged adults. We also examined several institutional features of asset-based policy for middle-aged adults. In addition, we look into the possibilities of coordination between existing policies (e.g., social services and national pension program) and asset-based policy for middle-aged adults. For these purposes, we adopted the FGI (Focus Group Interviews) method. The analyses of interviews led to five themes such as coordination of programs, coverage, delivery system, operational method, and case management. This study concludes by presenting an example of asset-based policy for middle-aged adults, which can reduce the risks of poverty of older adults and help them prepare for their older age.
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KEYWORD
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middle-aged adults, economic preparation for old age, asset-based policy, FGI
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